Accidental Death and Dismemberment
The TeamstersCare Accidental Death & Dismemberment (AD&D) Insurance Benefit provides you with additional life and accident insurance protection. This coverage is available for the member, only.
If the member dies as a result of an accident, the AD&D benefit is paid to the beneficiary in addition to the normal life insurance benefit.
The maximum AD&D benefit is $50,000 for one accident.
If a member dies within 365 days of an accident, or suffers one of the injuries below, TeamstersCare will pay the following benefits:
In addition, members may be eligible to receive an airbag benefit, seatbelt benefit, childcare benefit, child education benefit, coma benefit or felonious assault benefit. You can learn more about these benefits, and other AD&D Insurance details, on pages 42-45 of your MSTS Summary Plan Description.