The TeamstersCare life insurance benefit provides financial protection for your family or beneficiaries in the event of your death.
If you die from any cause (on or off the job), TeamstersCare pays your beneficiaries a benefit of $50,000. You will also receive a life insurance benefit for your eligible spouse and dependents in the following amounts:
- $5,000 for your spouse
- $2,000 for each eligible dependent child
Accelerated Death Benefit
If you are diagnosed by a doctor as being totally or permanently disabled, and your disability will likely result in your death within the next 24 months, you are eligible to receive up to 75 percent of your total $50,000 life insurance benefit while you are living. The remaining benefit is payable to your beneficiary upon your death.
As of July 1, 2018, the life insurance carrier also provides some additional services:
For additional information call TeamstersCare Member Services at 617-241-9220, ext. 2.
For more information on your life insurance benefit, see page 39-41 of your MSTS Summary Plan Description.